BANK-CD RATE SCANNER/Bank Savings Account Rates

Today's Highest FDIC-insured Rates

Checking Account = ChA
Money Market Account = MMA
Savings Account = SavA

Term	APY	Notes*	Minimum	Bank
ChA	6.01	m3,p,r1	$100	Charter Bk
ChA	5.25	m3,p,r1	$50	Phelps County Bk
ChA	4.76	e,p	$1,500	Everbank
ChA	4.44	m6,p,r1	$100	First Arkansas Bk & Trust
ChA	4.35	p,r6,m3	$100	Champion Bk
ChA	4.01	m7,p,r1	$100	State Bk of Toledo
ChA	4.00	p	$100,000	Corus Bk
ChA	3.51	p	$100,000	Everbank
ChA	3.50	p	$100,000	Salem Five
ChA	3.40	p	$500	Bk of Internet
ChA	3.40	p	$100,000	ING Bk
ChA	3.28	m3,p,r1	$100	City Nat Bk
ChA	3.20	a50,e,p	$10,000	American Bk
ChA	3.20	p	$50,000	ING Bk
ChA	3.10	a55,p	$250	Imperial Capital
ChA	3.05	p	$1,000	Imperial Capital
ChA	3.00	m1,p	$100	American Bk
ChA	2.90	b,p	$5,000	ETrade Bk
ChA	2.53	n,p	$100,000	Patelco CU
ChA	2.40	p	$50,000	American Chartered
ChA	2.11	p	$10,000	Quantum Nat Bk
ChA	2.02	p	$100,000	Ultima Bk Minnesota
ChA	2.01	p	$1	Charles Schwab Bk
MMA	4.76	e,i,m6,p	$1,500	Everbank
MMA	4.00	b,p	$100	Corus Bk
MMA	3.75	p	$25,000	WaMu 866-808-1396
MMA	3.75	p	$50,000	IndyMac Bk
MMA	3.75	i	$75,000	IndyMac Bk
MMA	3.75	p	$100,000	Imperial Capital
MMA	3.75	i,p	$500,000	Nat Bk of Kansas City
MMA	3.65	p	$25,000	IndyMac Bk
MMA	3.59	b,p	$100,000	Ascencia Bk
MMA	3.57	p	$10,000	Amegy Bk
MMA	3.56	g2,p	$2,500	Zions Bk
MMA	3.56	p	$50,000	VirtualBank
MMA	3.51	i,p	$1,500	Everbank
MMA	3.50	p	$1,000	Wachovia
MMA	3.50	b,p	$10,000	Excel Nat Bk
MMA	3.46	p	$100	Bk of Internet
MMA	3.45	i,p	$100,000	Nat Bk of Kansas City
MMA	3.40	i	$1,000	Intervest Nat Bk
MMA	3.40	i,p	$1,000	Umbrellabank
MMA	3.40	b,p	$2,500	Intervest Nat Bk
MMA	3.40	p	$75,000	Kaiser Fed Bk
MMA	3.35	i,p	$50,000	AIG Bk
MMA	3.30	b,p	$100,000	Greystone Bk
MMA	3.25	p	$1	M&T Bank
MMA	3.25	p	$50,000	Discover Bk
MMA	3.25	i,p	$100,000	ebank
MMA	3.20	b,p	$5,000	California 1st
MMA	3.20	p	$100,000	Principal Bk
MMA	3.16	b,p	$100,000	Earthstar Bk
MMA	3.11	p	$1,000	GiantBank
MMA	3.10	b,p	$50,000	Advanta Bk
MMA	3.10	b,p	$100,000	State Farm Bk
SavA	8.00	a21,e,m0,n,p	$1	Patelco CU
SavA	5.00	m8,p,r4	$1	Wachovia
SavA	4.00	e,p	$1	AmTrust Direct
SavA	3.90	p	$25	SmartyPig
SavA	3.80	b,e,p	$100	Gloucester County Fed Sav
SavA	3.75	p	$1	Providentdirect
SavA	3.75	p,r0	$1	WaMu
SavA	3.75	p	$1,000	Dollar Savings Direct
SavA	3.55	p	$10,000	Capital One
SavA	3.50	p	$1	FNBO Direct
SavA	3.50	p	$1	HSBC
SavA	3.50	p	$1	OnBank
SavA	3.50	p	$1,000	Direct Huntington
SavA	3.40	p	$10,000	Countrywide Bk
SavA	3.40	p	$50,000	Imperial Capital
SavA	3.31	p	$10,000	WT Direct
SavA	3.30	b,p	$1	ETrade Bk
SavA	3.30	p	$75,000	Kaiser Fed Bk
SavA	3.30	b,p	$100,000	Centennial Bk
SavA	3.28	p	$1	iGObanking
SavA	3.26	p	$1,000	OneUnited Bk
SavA	3.25	p	$3,000	Amboy Direct
SavA	3.25	p	$75,000	Umbrellabank
SavA	3.25	p	$100,000	Principal Bk
SavA	3.05	b,p	$100	Security Sav Bk
SavA	3.01	p	$5,000	Eloan
SavA	3.00	a50,p	$1	AARP
SavA	3.00	p	$1	Emigrant
SavA	3.00	p	$1	ING Bk
SavA	3.00	p	$1	UnivestDirect
SavA	3.00	b,p	$25	Transportation Alliance Bk
SavA	3.00	b,p	$500	Intervest Nat Bk
SavA	3.00	b,p	$1,000	Ultima Bk Minnesota
SavA	3.00	p	$25,000	MetLife Bk

*Notes: Example, "b,i,p" means that the account can be opened as a Business account, or an IRA, or a regular Personal account.

a21: Maximum age is 21.
a23: Maximum age is 23.
a40: Minimum age is 40.
a50: Minimum age is 50.
a55: Minimum age is 55.
b: Business account.
c0: Callable; can be redeemed by the bank after 6 months.
c1: Callable; can be redeemed by the bank after 1 year.
c2: Callable; can be redeemed by the bank after 2 years.
e: Rate guaranteed until specific date.
f: Variable rate.
g1: Not available in AK, CO, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, WA.
g2: Lower APY in UT.
g3: Not available in CA.
i: IRA.
k: Brokered; issued by an FDIC-insured bank and sold by a brokerage.
l: Limited availability. Often stop accepting funds.
m0: Maximum $1,000.
m1: Maximum $10,000.
m3: Maximum $25,000.
m5: Maximum $35,000.
m6: Maximum $50,000.
m7: Maximum $70,000.
m8: Maximum $100/month deposit, $0 initial deposit. Up to 5 accounts/customer.
n: NCUA insured. Anybody can join (unless Note "o" is indicated).
o: Military and their family only.
p: Personal account.
r0: Requires $1 checking account.
r1: Requires one monthly direct deposit or ACH auto debit and 10 debit card transactions.
r2: Requires $200/month direct deposit.
r3: Requires $100 checking account.
r4: Requires $50 checking account.
r5: Requires $25 checking account.
r6: Requires 10 monthly debit card transactions.
r7: Requires $1 savings account.
r8: Requires $2,000 checking account.
r9: Requires $25 savings account.
r10: Never had mortgage. Monthly direct deposit. Others (please check with institution).

Information subject to change; deemed reliable but not guaranteed. Please verify with the financial institution before depositing and notify us of discrepancies immediately.