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Certificates of Deposit
Months = mo
Years = yr

Accounts are: Government-insured and accept nationwide
deposits by mail, phone, online or at a branch if nearby.

High Interest 1 Yr CD Rates

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Column and star definitions

Rate Search ResultsClick here for column definitions
Bank
Date
Rate
CM
APY
Minimum Deposit


Morristown, NJ
07/29/141.09D1.10$25,000


Chicago, IL
07/29/141.04D1.05$500
Colorado Federal Savings Bank

Greenwood Village, CO
07/29/141.09D1.10$5,000
Silvergate Bank

La Jolla, CA
07/29/141.07D1.08$25,000
My e-BAnC by BAC Florida Bank

Coral Gables, FL
07/29/141.05D1.06$500
iGObanking.com

Lake Success, NY
07/29/141.04D1.05$1,000
California First National Bank

Irvine, CA
07/29/141.01M1.01$5,000
VirtualBank

Miami, FL
07/29/141.00D1.01$10,000
Discover Bank

Riverwoods, IL
07/29/141.00D1.00$2,500
Home Savings Bank

Salt Lake City, UT
07/29/141.00D1.00$10,000
Salem Five

Salem, MA
07/29/141.00M1.00$10,000
The Palladian PrivateBank

Chicago, IL
07/29/141.00Q1.00$10,000
Ally Bank

Midvale, UT
07/29/140.95D0.95$0
AloStar Bank of Commerce

Birmingham, AL
07/29/140.94D0.95$1,000
Doral Direct

Wilmington, DE
07/29/140.95D0.95$500
TIAA Direct

Charlotte, NC
07/29/140.93D0.94$1,000
E-LOAN

Pleasanton, CA
07/29/140.91D0.91$10,000
EH National Bank

Beverly Hills, CA
07/29/140.90D0.90$10,000
First Internet Bank of Indiana

Indianapolis, IN
07/29/140.90M0.90$1,000
EverBank

Jacksonville, FL
07/29/140.86D0.86$1,500
Pentagon Federal Credit Union

Alexandria, VA
07/29/140.80D0.80$1,000
Barclays

Wilmington, DE
07/29/140.80D0.80$0
USAA

San Antonio, TX
07/29/140.71M0.71$1,000
Lone Star Bank

Houston, TX
07/29/140.70D0.70$1,000
Intervest National Bank

New York, NY
07/29/140.68D0.68$2,500
TAB Bank

Ogden, UT
07/29/140.65D0.65$1,000
ableBanking, a division of Northeast Bank

Lewiston, ME
07/29/140.65D0.65$1,000
giantbank.com

Ft. Lauderdale, FL
07/29/140.65D0.65$2,500
Bank of Internet USA

San Diego, CA
07/29/140.55D0.55$1,000
5 Star Bank

Colorado Springs, CO
07/29/140.40D0.40$1,000
Fidelity Bk of FL, N.A

Merritt Island, FL
07/29/140.40M0.40$5,000
American Bank

Allentown, PA
07/29/140.27D0.27$500
Heritage Bank

Willmar, MN
07/29/140.23A0.23$1,000
Mount McKinley Bank

Fairbanks, AK
07/29/140.18D0.18$5,000
Pacific Mercantile Bank

Costa Mesa, CA
07/28/140.79D0.79$10,000

More rates from BankCD.com

Term APY Notes* Minimum Bank
1-mo 0.30 b,p $25,000 Crestmark Bk
1-mo 0.25 b,p $1,000 Presidential Bk
1-mo 0.25 p $95,000 USAA
1-mo 0.25 p $175,000 USAA
2-mo 0.35 b,p $25,000 Crestmark Bk
2-mo 0.25 b,p $1,000 Presidential Bk
2-mo 0.16 p $10,000 Eloan
3-mo 2.25 b,i,p,u $20,000 Please check Note "u" below
4-mo 0.45 p $95,000 USAA
4-mo 0.45 p $175,000 USAA
4-mo 0.20 p $1,000 OneUnited Bk
5-mo 0.50 p $95,000 USAA
5-mo 0.50 p $175,000 USAA
6-mo 2.26 b,i,p,u $20,000 Please check Note "u" below
7-mo 0.61 p $95,000 USAA
7-mo 0.61 p $175,000 USAA
7-mo 0.56 p $1,000 USAA
9-mo 0.91 p $1,000 Doral Direct
9-mo 0.85 p $1,000 AloStar Bk
9-mo 0.71 p $175,000 USAA
9-mo 0.70 p $500 GE Capital Bk
9-mo 0.70 i,p $2,500 Discover Bk
9-mo 0.70 i,p $25,000 Synchrony Bk
9-mo 0.65 p $10,000 Incredible Bk
9-mo 0.64 i,p $0 Ally Bk
11-mo 0.87 p $0 Ally Bk
13-mo 0.85 p $1,000 OneWest Bk
13-mo 0.80 p $10,000 Incredible Bk
13-mo 0.75 i $1,000 OneWest Bk
15-mo 1.25 b,i,n,p $5,000 NASA CU
15 mo 1.15 i,p $2,000 Synchrony Bk
15-mo 0.76 p $95,000 USAA
15-mo 0.76 p $175,000 USAA
15-mo 0.75 i,p $500 Dime
15-mo 0.71 p $1,000 USAA
16-mo 1.00 p,r17 $1,000 Dollar Savings Direct 866-395-8693
16-mo 1.00 p,r7 $1,000 Emigrant
1.5-yr 1.15 p $500 GE Capital Bk
1.5-yr 1.05 i,p $2,500 Discover Bk
1.5-yr 1.05 p $5,000 Colorado FSB
1.5-yr 1.05 i,p $25,000 Synchrony Bk
1.5-yr 1.02 p $1,000 Doral Direct
1.5-yr 1.00 i,p $0 Ally Bk
1.5-yr 1.00 p $1,000 AloStar Bk
1.5-yr 1.00 i $2,000 Salem Five
1.5-yr 1.00 p $3,000 NewDominion
19-mo 1.06 p $10,000 Incredible Bk
29-mo 1.35 i $100 3rd Fed S&L
29-mo 1.35 p $500 3rd Fed S&L
2.5-yr 1.36 n,p $40,000 Northrop Grumman FCU
2.5-yr 1.25 b,i,p $1,500 Everbank
2.5-yr 1.20 i,p $2,500 Discover Bk
2.5-yr 1.15 p $500 GE Capital Bk
2.5-yr 1.08 i $1,000 Intervest Nat Bk
2.5-yr 1.08 b,p $2,500 Intervest Nat Bk
3.5-yr 1.30 i,p $1,000 Capitol Fed
3.5-yr 1.25 i $1 Luana Sav Bk
3.5-yr 1.25 i,p $500 Astoria Bk
3.5-yr 1.20 b,p $100,000 Luana Sav Bk
3.5-yr 1.15 b,p $50,000 Luana Sav Bk
3.5-yr 1.10 b,p $25,000 Crestmark Bk
4-yr 2.02 i,n,r9 $4,000 Melrose CU
4-yr 2.02 b,n,p,r9 $5,000 Melrose CU
4-yr 1.79 b,i,p $1,500 Everbank
4-yr 1.75 i,p $25,000 Synchrony Bk
4-yr 1.71 i,n,p $40,000 Northrop Grumman FCU
4-yr 1.65 p $500 GE Capital Bk
4-yr 1.65 i,n,p $100,000 Western FCU
4-yr 1.60 i,p $2,500 Discover Bk
4-yr 1.60 i,n,p $40,000 Western FCU
4-yr 1.58 i $1,000 Intervest Nat Bk
4-yr 1.58 b,p $2,500 Intervest Nat Bk
4-yr 1.50 n,p,r10 $500 DCU
4-yr 1.45 i,p $500 Dime
49-mo 2.25 b,i,n,p $5,000 NASA CU
49-mo 1.85 i $100 3rd Fed S&L
49-mo 1.85 p $500 3rd Fed S&L
6-yr 2.30 p $500 GE Capital Bk
6-yr 2.11 b,p $100,000 Luana Sav Bk
6-yr 2.06 b,p $50,000 Luana Sav Bk
6-yr 2.01 b,p $25,000 Luana Sav Bk
6-yr 2.00 i $100 3rd Fed S&L
6-yr 2.00 p $500 3rd Fed S&L
6-yr 1.97 i $1,000 Intervest Nat Bk
6-yr 1.97 b,p $2,500 Intervest Nat Bk
6-yr 1.96 b,p $1,000 Luana Sav Bk
6-yr 1.55 p $10,000 Eloan
6-yr 1.36 i $2,500 Principal Bk
7-yr 2.36 b,p $100,000 Luana Sav Bk
7-yr 2.31 b,p $50,000 Luana Sav Bk
7-yr 2.26 b,p $25,000 Luana Sav Bk
7-yr 2.21 b,p $1,000 Luana Sav Bk
7-yr 2.05 i,p $2,500 Discover Bk
7-yr 1.99 i $1,000 Intervest Nat Bk
7-yr 1.99 b,p $2,500 Intervest Nat Bk
7-yr 1.98 i,n,p $40,000 Northrop Grumman FCU
7-yr 1.95 p $1,000 Doral Direct
7-yr 1.75 i,p $500 Dime
7-yr 1.75 p $1,000 iGObanking
7-yr 1.75 n,p $100,000 Air Force FCU
7-yr 1.31 i,n,p $1,000 Pentagon Fed CU
8-yr 2.52 b,p $100,000 Luana Sav Bk
8-yr 2.46 b,p $50,000 Luana Sav Bk
8-yr 2.41 b,p $25,000 Luana Sav Bk
8-yr 2.36 b,p $1,000 Luana Sav Bk
8-yr 2.01 i $1,000 Intervest Nat Bk
8-yr 2.01 b,p $2,500 Intervest Nat Bk
8-yr 1.60 p $10,000 Capitol Fed
9-yr 2.03 i $1,000 Intervest Nat Bk
9-yr 2.03 b,p $2,500 Intervest Nat Bk
10-yr 2.30 p $1,000 Doral Direct
10-yr 2.25 i,p $2,500 Discover Bk
10-yr 2.07 b,i,p $95,000 Intervest Nat Bk
10-yr 2.05 i $1,000 Intervest Nat Bk
10-yr 2.05 b,p $2,500 Intervest Nat Bk
10-yr 1.75 c1,i,p $20,000 Astoria Bk

Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.

*Notes: Example, "b,i,p" means that the account can be opened as a Business account, or an IRA, or a regular Personal account.

a18: Maximum age is 18.
a23: Maximum age is 23.
a50: Minimum age is 50.
b: Business account.
c0: Callable; can be redeemed by the bank after 6 months.
c1: Callable; can be redeemed by the bank after 1 year.
c2: Callable; can be redeemed by the bank after 2 years.
e: Rate guaranteed until specific date.
f: Variable rate.
g3: Not available in CA.
i: IRA.
k: Brokered; issued by an FDIC-insured bank and sold by a brokerage.
m0: Maximum $1,000.
m1: Maximum $10,000.
m2: Maximum $501.
m3: Maximum $25,000.
m4: Maximum $30,000.
m5: Maximum $35,000.
m6: Maximum $50,000.
m7: Maximum $70,000.
n: NCUA-insured. Anybody can join (unless Note "o" is indicated).
o: Military and their family only.
p: Personal account.
r0: Requires $1 checking account with one monthly direct deposit or bill payment.
r1: Requires one monthly direct deposit or ACH auto debit, and 10 debit card transactions.
r2: Requires $200/month direct deposit.
r3: Requires $100 checking account.
r5: Requires $25 checking account.
r4: Requires one monthly direct deposit or automatic payment and 15 debit card transactions.
r6: Requires 10 monthly debit card transactions.
r7: Requires $1 savings account.
r8: Requires one monthly $1,000+ direct deposit, 2 online bill payments and 7 debit card purchases.
r9: Requires $25 savings account.
r10: Requires $0 checking account, one monthly direct deposit, active loan (eg, Visa).
r11: Requires one monthly direct deposit or ACH auto debit, one online bill payment and 12 debit card transactions.
r12: Requires one monthly direct deposit or bill payment.
r13: Requires $100/month deposit.
r16: Requires one monthly automatic deposit, one online bill payment, and 15 debit card purchases.
r17: Requires $1,000 savings account.
r20: Requires one monthly direct deposit or two ACH auto debit and 10 debit card transactions.
r21: Requires $1 checking account with one monthly net pay direct deposit and 10 checks and/or signature debit card transactions.
u: Global Power Shirft CD at Everbank. Multiple foreign currencies in one CD. FDIC-insured.

Information subject to change; deemed reliable but not guaranteed. Please verify with the financial institution before depositing and notify us of discrepancies immediately.


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