
Certificates of Deposit
Governmentinsured. Nationwide deposits by mail, phone, online or at a branch if nearby.
More National CD Rates
Months (mo)
Years (yr)
Term 
APY 
Notes* 
Minimum 
Bank 
1mo 
0.75 
b,p 
$25,000 
Crestmark Bk 
1mo 
0.25 
b,p 
$1,000 
Presidential Bk 
1mo 
0.25 
p 
$95,000 
USAA 
1mo 
0.25 
p 
$175,000 
USAA 
2mo 
0.80 
b,p 
$25,000 
Crestmark Bk 
2mo 
0.25 
b,p 
$1,000 
Presidential Bk 
4mo 
0.45 
p 
$95,000 
USAA 
4mo 
0.45 
p 
$175,000 
USAA 
4mo 
0.20 
p 
$1,000 
OneUnited Bk 
5mo 
0.50 
p 
$95,000 
USAA 
5mo 
0.50 
p 
$175,000 
USAA 
7mo 
0.61 
p 
$95,000 
USAA 
7mo 
0.61 
p 
$175,000 
USAA 
7mo 
0.56 
p 
$1,000 
USAA 
9mo 
1.00 
b,p 
$25,000 
Crestmark Bk 
9mo 
0.95 
b,i,p 
$5,000 
Everbank 
9mo 
0.91 
b,p 
$100,000 
EH Nat Bk 
9mo 
0.90 
p 
$3,000 
NewDominion 
9mo 
0.90 
b,p 
$10,000 
EH Nat Bk 
9mo 
0.85 
b,p 
$1,000 
Beal Bk 
9mo 
0.85 
b,p 
$1,000 
Beal Bk USA 
9mo 
0.80 
p 
$2,500 
GiantBank 
9mo 
0.76 
p 
$1,000 
AloStar Bk 
11mo 
0.87 
p 
$0 
Ally Bk 
13mo 
1.00 
m9,p 
$1,000 
Incredible Bk 
13mo 
1.00 
i 
$2,000 
Salem Five 
13mo 
1.00 
p 
$10,000 
Salem Five 
13mo 
0.90 
p 
$3,000 
NewDominion 
13mo 
0.85 
i 
$1,000 
OneWest Bk 
13mo 
0.85 
p 
$1,000 
OneWest Bk 
15mo 
1.41 
n,p 
$1,000 
Pentagon Fed CU 
15mo 
1.35 
b,i,n,p 
$5,000 
NASA FCU 
15mo 
0.76 
p 
$95,000 
USAA 
15mo 
0.76 
p 
$175,000 
USAA 
15mo 
0.71 
p 
$1,000 
USAA 
16mo 
1.00 
p,r17 
$1,000 
Dollar Savings Direct 8663958693 
16mo 
1.00 
p,r7 
$1,000 
Emigrant 
1.5yr 
1.81 
n,p 
$1,000 
Andrews Fed CU 
1.5yr 
1.40 
b,i,p 
$5,000 
Everbank 
1.5yr 
1.35 
b,i,p 
$1 
Capital One 
1.5yr 
1.35 
i,p 
$25,000 
Ally Bk 
1.5yr 
1.31 
b,i,n,p 
$500 
SelfHelp CU 
1.5yr 
1.31 
b,i,p 
$1,000 
1st Internet Bk 
1.5yr 
1.25 
i,p 
$2,000 
Synchrony Bk 
1.5yr 
1.25 
i,p 
$5,000 
Ally Bk 
1.5yr 
1.25 
p 
$10,000 
Eloan 
1.5yr 
1.20 
p 
$500 
GS Bk 
19mo 
1.21 
m9,p 
$1,000 
Incredible Bk 
2.5yr 
1.45 
b,i,p 
$1 
Capital One 
2.5yr 
1.45 
b,i,p 
$5,000 
Everbank 
2.5yr 
1.41 
n,p 
$40,000 
Northrop Grumman FCU 
2.5yr 
1.35 
i 
$1 
Luana Sav Bk 
2.5yr 
1.35 
i,p 
$2,500 
Discover Bk 
2.5yr 
1.30 
p 
$10,000 
Salem Five 
2.5yr 
1.30 
b,p 
$25,000 
Crestmark Bk 
2.5yr 
1.30 
b,p 
$100,000 
Luana Sav Bk 
2.5yr 
1.25 
i,p 
$500 
Astoria Bk 
34mo 
1.50 
i,n,p 
$1,000 
Elements Financial 
39mo 
1.30 
p 
$500 
3rd Fed S&L 
3.5yr 
1.61 
i 
$1 
Luana Sav Bk 
3.5yr 
1.50 
i,p 
$1,000 
Capitol Fed 
3.5yr 
1.46 
b,p 
$100,000 
Luana Sav Bk 
3.5yr 
1.41 
b,p 
$50,000 
Luana Sav Bk 
3.5yr 
1.40 
b,p 
$25,000 
Crestmark Bk 
3.5yr 
1.36 
b,p 
$25,000 
Luana Sav Bk 
3.5yr 
1.35 
i,p 
$500 
Astoria Bk 
3.5yr 
1.30 
b,p 
$1,000 
Luana Sav Bk 
4yr 
1.91 
i,n,r9 
$4,000 
Melrose CU 
4yr 
1.91 
b,n,p,r9 
$5,000 
Melrose CU 
4yr 
1.81 
b,i,n,p 
$500 
SelfHelp CU 
4yr 
1.81 
b,i,p 
$5,000 
Everbank 
4yr 
1.80 
b,i,p 
$1 
Capital One 
4yr 
1.76 
i,n,p 
$10,000 
Andrews Fed CU 
4yr 
1.75 
i,p 
$1,000 
Capitol Fed 
4yr 
1.71 
i,n,p 
$40,000 
Northrop Grumman FCU 
4yr 
1.67 
b,i,p 
$1,000 
1st Internet Bk 
4yr 
1.65 
p 
$10,000 
Eloan 
49mo 
2.00 
b,i,n,p 
$5,000 
NASA FCU 
54mo 
2.00 
i,n,p 
$1,000 
Elements Financial 
6yr 
2.25 
n,i 
$1,000 
Andrews Fed CU 
6yr 
2.00 
i 
$100 
3rd Fed S&L 
6yr 
2.00 
p 
$500 
3rd Fed S&L 
6yr 
1.85 
p 
$500 
GS Bk 
6yr 
1.71 
b,p 
$100,000 
Luana Sav Bk 
6yr 
1.66 
b,p 
$50,000 
Luana Sav Bk 
6yr 
1.61 
b,p 
$25,000 
Luana Sav Bk 
6yr 
1.56 
b,p 
$1,000 
Luana Sav Bk 
6yr 
1.55 
p 
$10,000 
Eloan 
6yr 
1.50 
p 
$500 
1st Source Bk 
6yr 
1.36 
i 
$2,500 
Principal Bk 
7yr 
3.01 
n,p 
$1,000 
Andrews Fed CU 
7yr 
3.00 
n,i 
$1,000 
Andrews Fed CU 
7yr 
2.21 
i,n,p 
$40,000 
Northrop Grumman FCU 
7yr 
2.10 
i,n,p 
$1,000 
Elements Financial 
7yr 
1.95 
i,p 
$2,500 
Discover Bk 
7yr 
1.85 
n,p 
$100,000 
Air Force FCU 
7yr 
1.81 
b,p 
$100,000 
Luana Sav Bk 
7yr 
1.76 
b,p 
$50,000 
Luana Sav Bk 
7yr 
1.71 
b,p 
$25,000 
Luana Sav Bk 
7yr 
1.66 
b,p 
$1,000 
Luana Sav Bk 
8yr 
2.00 
p 
$1,000 
Capitol Fed 
8yr 
1.91 
b,p 
$100,000 
Luana Sav Bk 
8yr 
1.86 
b,p 
$50,000 
Luana Sav Bk 
8yr 
1.81 
b,p 
$25,000 
Luana Sav Bk 
8yr 
1.76 
b,p 
$1,000 
Luana Sav Bk 
10yr 
2.30 
i,p 
$2,500 
Discover Bk 
10yr 
2.25 
i,n,p 
$1,000 
Elements Financial 
10yr 
1.25 
c1,i,p 
$20,000 
Astoria Bk 
Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
*Notes: Example, "b,i,p" means that the account can be opened as a Business account, or an IRA, or a regular Personal account.
a18: Maximum age is 18.
a23: Maximum age is 23.
a50: Minimum age is 50.
b: Business account.
c0: Callable; can be redeemed by the bank after 6 months.
c1: Callable; can be redeemed by the bank after 1 year.
c2: Callable; can be redeemed by the bank after 2 years.
e: Rate guaranteed until specific date.
f: Variable rate.
g1: Not available in CA, FL, NY and PA.
g3: Not available in CA.
i: IRA.
k: Brokered; issued by an FDICinsured bank and sold by a brokerage.
m0: Maximum $20,000.
m1: Maximum $10,000.
m2: Maximum $501.
m3: Maximum $25,000.
m4: Maximum $2,000.
m5: Maximum $35,000.
m6: Maximum $50,000.
m7: Maximum $5,000.
m9: Maximum $90,000.
n: NCUAinsured. Anybody can join (unless Note "o" is indicated) otherwise workarounds for membership restrictions usually available.
o: Military and their family only.
p: Personal account.
r0: Requires $1 checking account with one monthly direct deposit or bill payment.
r1: Requires one monthly direct deposit or ACH auto debit, and 10 debit card transactions.
r2: Requires $200/month direct deposit.
r3: Requires $100 checking account.
r4: Requires one monthly direct deposit or automatic payment and 15 debit card transactions.
r5: Requires $25 checking account.
r6: Requires 10 monthly debit card transactions.
r7: Requires $1 savings account.
r8: Requires $1,000 in direct deposits and 15 debit card purchases monthly.
r9: Requires $25 savings account.
r10: Requires $0 checking account, one monthly direct deposit, active loan (eg, Visa).
r11: Requires one monthly direct deposit or ACH auto debit, one online bill payment and 12 debit card transactions.
r12: Requires one monthly direct deposit or bill payment.
r13: Requires $100/month deposit.
r14: Requires 15 transactions/month.
r15: Requires $250 in deposits and 15 debit card transactions totalling $200 monthly.
r16: Requires one monthly automatic deposit, one online bill payment, and 15 debit card purchases.
r17: Requires $1,000 savings account.
r20: Requires one monthly direct deposit or two ACH auto debit and 10 debit card transactions.
r21: Requires $1 checking account with one monthly net pay direct deposit and 10 checks and/or signature debit card transactions.
r22: 1st year APY.
Information subject to change; deemed reliable but not guaranteed. Please verify with the financial institution before depositing and notify us of discrepancies immediately. 
