|
|
|
Today's Highest FDIC-insured Rates
Certificates of Deposit
mo = months
yr = years
|
| Term |
APY |
Notes* |
Minimum |
Bank |
| 1-mo |
3.65 |
b,i,p |
$25,000 |
Crestmark
Bk |
| 1-mo |
3.29 |
b,p |
$95,000 |
State
Bk of India |
| 1-mo |
3.08 |
i,p |
$100,000 |
Astoria
Fed |
| 1-mo |
3.05 |
p |
$10,000 |
VirtualBank |
| 1-mo |
2.81 |
b,p |
$8,000 |
UFB
Direct |
| 1-mo |
2.75 |
p |
$100,000 |
Country
Bk |
| 1-mo |
2.55 |
b,p |
$1,000 |
Beal
Bk |
| 1-mo |
2.55 |
b,p |
$1,000 |
Beal
Bk Nevada |
| 1-mo |
2.53 |
b,p |
$100,000 |
Stearns
Bk |
| 2-mo |
3.70 |
b,i,p |
$25,000 |
Crestmark
Bk |
| 2-mo |
3.24 |
i,p |
$100,000 |
Astoria
Fed |
| 2-mo |
3.05 |
p |
$10,000 |
VirtualBank |
| 2-mo |
2.81 |
b,p |
$8,000 |
UFB
Direct |
| 2-mo |
2.75 |
p |
$100,000 |
Country
Bk |
| 2-mo |
2.70 |
b,p |
$1,000 |
New
South Fed |
| 2-mo |
2.55 |
b,p |
$1,000 |
Beal
Bk |
| 3-mo |
5.35 |
b,i,p,u |
$20,000 |
Please check Note
"u" below |
| 3-mo |
3.90 |
b,i,p |
$25,000 |
Crestmark
Bk |
| 3-mo |
3.77 |
b,p |
$10,000 |
Interstate
Net Bk |
| 3-mo |
3.56 |
b,p |
$10,000 |
Corus
Bk |
| 3-mo |
3.50 |
p |
$10,000 |
Eloan |
| 3-mo |
3.50 |
b,p |
$10,000 |
Excel
Nat Bk |
| 3-mo |
3.50 |
i,p |
$100,000 |
Astoria
Fed |
| 3-mo |
3.46 |
p |
$10,000 |
VirtualBank |
| 3-mo |
3.42 |
p |
$1,000 |
Nexity
Bk |
| 3-mo |
3.40 |
p |
$2,000 |
Imperial
Capital |
| 3-mo |
3.33 |
p |
$10,000 |
Affinity
Bk |
| 3-mo |
3.29 |
b,p |
$50,000 |
State
Bk of India |
| 3-mo |
3.26 |
p |
$100,000 |
Element
Financial |
| 3-mo |
3.25 |
p |
$500 |
GMAC
Bk |
| 3-mo |
3.25 |
b,i,p |
$1,000 |
ebank |
| 3-mo |
3.25 |
b,p |
$1,000 |
New
South Fed |
| 3-mo |
3.25 |
b,i,p |
$1,000 |
Security
Sav Bk |
| 3-mo |
3.25 |
p |
$1,000 |
Umbrellabank |
| 3-mo |
3.25 |
p |
$3,000 |
NewDominion |
| 3-mo |
3.20 |
i,p |
$10,000 |
La
Jolla Bk |
| 3-mo |
3.16 |
p |
$2,500 |
GiantBank |
| 3-mo |
3.15 |
b,p |
$500 |
Acacia
Fed Bk |
| 3-mo |
3.15 |
b,i,p |
$1,000 |
Quantum
Nat Bk |
| 3-mo |
3.10 |
b,p |
$1,000 |
1st
Internet Bk |
| 3-mo |
3.07 |
b,i,p |
$1,500 |
Everbank |
| 3-mo |
3.06 |
b,i,p |
$5,000 |
Tennessee
Commerce Bk |
| 3-mo |
3.04 |
p |
$2,500 |
Discover
Bk |
| 3-mo |
3.03 |
b,p |
$99,000 |
Advanta
Bk |
| 4-mo |
3.49 |
i,p |
$100,000 |
Astoria
Fed |
| 5-mo |
3.49 |
i,p |
$100,000 |
Astoria
Fed |
| 5-mo |
3.35 |
i |
$1,000 |
IndyMac
Bk |
| 5-mo |
3.35 |
p |
$5,000 |
IndyMac
Bk |
| 6-mo |
5.58 |
b,i,p,u |
$20,000 |
Please check Note
"u" below |
| 6-mo |
4.25 |
b,p |
$10,000 |
Corus
Bk |
| 6-mo |
4.25 |
b,p |
$10,000 |
Excel
Nat Bk |
| 6-mo |
4.10 |
b,p |
$1,000 |
Interstate
Net Bk |
| 6-mo |
4.10 |
p |
$2,000 |
Imperial
Capital |
| 6-mo |
4.07 |
b,p |
$500 |
Ascencia
Bk |
| 6-mo |
4.02 |
p |
$10,000 |
Eloan |
| 6-mo |
3.95 |
b,i,p |
$25,000 |
Crestmark
Bk |
| 6-mo |
3.94 |
b,p |
$10,000 |
Pacific
Mercantile |
| 6-mo |
3.91 |
p |
$2,500 |
GiantBank |
| 6-mo |
3.90 |
i |
$1,000 |
IndyMac
Bk |
| 6-mo |
3.90 |
p |
$1,000 |
Nexity
Bk |
| 6-mo |
3.90 |
p |
$5,000 |
IndyMac
Bk |
| 6-mo |
3.82 |
p |
$10,000 |
VirtualBank |
| 6-mo |
3.80 |
p |
$500 |
GMAC
Bk |
| 6-mo |
3.80 |
b,p |
$5,000 |
State
Bk of India |
| 6-mo |
3.76 |
b,i,p |
$5,000 |
Tennessee
Commerce Bk |
| 6-mo |
3.75 |
b,i,p |
$1 |
ING
Bk |
| 6-mo |
3.74 |
i,p |
$100,000 |
Astoria
Fed |
| 6-mo |
3.68 |
n,p |
$1,000 |
Patelco
CU |
| 6-mo |
3.67 |
n,p |
$40,000 |
Northrop
Grumman FCU |
| 6-mo |
3.65 |
p |
$500 |
Flagstar
Bk |
| 6-mo |
3.60 |
p |
$100,000 |
Element
Financial |
| 6-mo |
3.55 |
b,p |
$1,000 |
1st
Internet Bk |
| 6-mo |
3.51 |
p |
$1,000 |
AmTrust
Direct |
| 6-mo |
3.50 |
b,i,p |
$500 |
Stonebridge
Bk |
| 6-mo |
3.50 |
b,i,p |
$1,000 |
Champion
Bk |
| 6-mo |
3.50 |
b,i,p |
$1,000 |
ebank |
| 6-mo |
3.50 |
b,i,p |
$1,000 |
Security
Sav Bk |
| 6-mo |
3.50 |
p |
$1,000 |
Umbrellabank |
| 7-mo |
4.20 |
b,i,n,p |
$100,000 |
California
CU |
| 7-mo |
4.15 |
i |
$1,000 |
IndyMac
Bk |
| 7-mo |
4.15 |
p |
$5,000 |
IndyMac
Bk |
| 7-mo |
4.00 |
b,i,n,p |
$1,000 |
California
CU |
| 7-mo |
3.90 |
i |
$2,500 |
Countrywide
Bk |
| 7-mo |
3.90 |
b,p |
$10,000 |
Countrywide
Bk |
| 7-mo |
3.85 |
p |
$10,000 |
Affinity
Bk |
| 8-mo |
4.25 |
p |
$1,000 |
WaMu |
| 9-mo |
5.00 |
b,i,p |
$1,000 |
ebank |
| 9-mo |
4.30 |
g3,p |
$10,000 |
FirstFedDirect |
| 9-mo |
4.15 |
p |
$2,000 |
Imperial
Capital |
| 9-mo |
4.13 |
p |
$10,000 |
VirtualBank |
| 9-mo |
4.06 |
p |
$10,000 |
Eloan |
| 9-mo |
4.00 |
b,i,p |
$500 |
Stonebridge
Bk |
| 9-mo |
3.96 |
p |
$2,500 |
GiantBank |
| 9-mo |
3.95 |
b,i,p |
$25,000 |
Crestmark
Bk |
| 9-mo |
3.92 |
p |
$1,000 |
Nexity
Bk |
| 9-mo |
3.88 |
i,p |
$100,000 |
Astoria
Fed |
| 9-mo |
3.80 |
p |
$500 |
GMAC
Bk |
| 9-mo |
3.80 |
p |
$1,000 |
Umbrellabank |
| 10-mo |
4.05 |
i,p |
$10,000 |
La
Jolla Bk |
| 11-mo |
4.35 |
b,i,p |
$1,000 |
Champion
Bk |
| 11-mo |
4.25 |
b,i,n,p |
$5,000 |
NASA
CU |
| 1-yr |
7.00 |
m0,n,p |
$1,000 |
Patelco
CU |
| 1-yr |
5.00 |
p |
$1,000 |
WaMu |
| 1-yr |
4.75 |
b,p |
$10,000 |
Corus
Bk |
| 1-yr |
4.58 |
b,p |
$5,000 |
State
Bk of India |
| 1-yr |
4.50 |
b,p |
$10,000 |
Pacific
Mercantile |
| 1-yr |
4.40 |
p |
$5,000 |
BankUnited |
| 1-yr |
4.35 |
p |
$10,000 |
Eloan |
| 1-yr |
4.34 |
p |
$10,000 |
VirtualBank |
| 1-yr |
4.31 |
b,p |
$500 |
Ascencia
Bk |
| 1-yr |
4.31 |
p |
$2,500 |
GiantBank |
| 1-yr |
4.30 |
p |
$1,000 |
AmTrust
Direct |
| 1-yr |
4.28 |
p |
$50,000 |
Fireside
Bk |
| 1-yr |
4.25 |
p |
$500 |
Flagstar
Bk |
| 1-yr |
4.25 |
p |
$2,000 |
Imperial
Capital |
| 1-yr |
4.25 |
b,i,p |
$5,000 |
Tennessee
Commerce Bk |
| 1-yr |
4.25 |
p |
$5,000 |
Wachovia |
| 1-yr |
4.20 |
b,i,p |
$25,000 |
Crestmark
Bk |
| 1-yr |
4.18 |
i |
$1,000 |
Centennial
Bk |
| 1-yr |
4.18 |
b,p |
$10,000 |
Centennial
Bk |
| 1-yr |
4.16 |
i,p |
$100,000 |
Astoria
Fed |
| 1-yr |
4.15 |
p |
$500 |
GMAC
Bk |
| 1-yr |
4.15 |
p |
$10,000 |
Affinity
Bk |
| 1-yr |
4.11 |
p |
$1,000 |
Nexity
Bk |
| 1-yr |
4.10 |
i,p |
$1,000 |
Umbrellabank |
| 1-yr |
4.06 |
b,n,p,r9 |
$5,000 |
Melrose
CU |
| 1-yr |
4.05 |
b,i,p |
$1,000 |
ebank |
| 1-yr |
4.05 |
b,p |
$50,000 |
Greystone
Bk |
| 1-yr |
4.00 |
b,i,p |
$1 |
ING
Bk |
| 1-yr |
4.00 |
b,i,p |
$500 |
Earthstar
Bk |
| 1-yr |
4.00 |
b,p |
$1,000 |
New
South Fed |
| 1-yr |
4.00 |
b,i,p |
$1,000 |
Quantum
Nat Bk |
| 1-yr |
4.00 |
i |
$2,000 |
California
1st |
| 1-yr |
4.00 |
p |
$3,000 |
NewDominion |
| 1-yr |
4.00 |
b,p |
$5,000 |
California
1st |
| 1-yr |
4.00 |
b,p |
$5,000 |
Capital
One |
| 1-yr |
4.00 |
p |
$5,000 |
IndyMac
Bk |
| 1-yr |
4.00 |
b,p |
$10,000 |
Advanta
Bk |
| 1-yr |
4.00 |
i,p |
$15,000 |
MetLife
Bk |
| 1-yr |
3.95 |
b,i,p |
$1,000 |
Security
Sav Bk |
| 1-yr |
3.95 |
p |
$100,000 |
Element
Financial |
| 13-mo |
5.00 |
p |
$1,000 |
WaMu |
| 14-mo |
4.30 |
b,i,p |
$1,000 |
ebank |
| 15-mo |
4.60 |
p |
$5,000 |
BankUnited |
| 1.5-yr |
4.41 |
i |
$7,500 |
Pacific
Mercantile |
| 1.5-yr |
4.37 |
b,p |
$10,000 |
Pacific
Mercantile |
| 1.5-yr |
4.36 |
p |
$10,000 |
Eloan |
| 1.5-yr |
4.35 |
b,p |
$500 |
State
Farm Bk |
| 1.5-yr |
4.35 |
p |
$1,000 |
AmTrust
Direct |
| 1.5-yr |
4.35 |
i,p |
$1,000 |
Umbrellabank |
| 1.5-yr |
4.35 |
b,p |
$50,000 |
Greystone
Bk |
| 1.5-yr |
4.33 |
p |
$50,000 |
Fireside
Bk |
| 1.5-yr |
4.30 |
p |
$500 |
iGObanking |
| 1.5-yr |
4.28 |
p |
$2,500 |
Discover
Bk |
| 1.5-yr |
4.25 |
b,i,p |
$1,000 |
ebank |
| 1.5-yr |
4.25 |
b,p |
$1,000 |
Upstate
Bk |
| 1.5-yr |
4.25 |
p |
$2,000 |
Imperial
Capital |
| 1.5-yr |
4.25 |
b,i,p |
$5,000 |
Tennessee
Commerce Bk |
| 1.5-yr |
4.20 |
p |
$500 |
OnBank |
| 1.5-yr |
4.20 |
b,i,p |
$25,000 |
Crestmark
Bk |
| 1.5-yr |
4.18 |
p |
$500 |
GMAC
Bk |
| 1.5-yr |
4.15 |
b,i,p |
$1,000 |
Security
Sav Bk |
| 1.5-yr |
4.15 |
p |
$3,000 |
NewDominion |
| 1.5-yr |
4.10 |
b,p |
$10,000 |
Advanta
Bk |
| 1.5-yr |
4.10 |
i,p |
$15,000 |
MetLife
Bk |
| 1.5-yr |
4.08 |
p |
$10,000 |
VirtualBank |
| 1.5-yr |
4.05 |
b,p |
$1,000 |
New
South Fed |
| 1.5-yr |
4.02 |
i,p |
$500 |
1st
Source Bk |
| 1.5-yr |
4.02 |
b,i,p,g1 |
$50,000 |
KeyDirect |
| 1.5-yr |
4.00 |
b,i,p |
$1 |
ING
Bk |
| 1.5-yr |
4.00 |
b,p |
$500 |
Acacia
Fed Bk |
| 20-mo |
4.50 |
b,i,n,p |
$500 |
DCU |
| 23-mo |
4.77 |
b,i,p,g1 |
$50,000 |
KeyDirect |
| 2-yr |
4.78 |
b,p |
$5,000 |
State
Bk of India |
| 2-yr |
4.44 |
i |
$1,000 |
Centennial
Bk |
| 2-yr |
4.44 |
p |
$2,500 |
Discover
Bk |
| 2-yr |
4.44 |
b,p |
$10,000 |
Centennial
Bk |
| 2-yr |
4.42 |
p |
$10,000 |
Eloan |
| 2-yr |
4.40 |
p |
$1,000 |
Providentdirect |
| 2-yr |
4.40 |
i |
$7,500 |
Pacific
Mercantile |
| 2-yr |
4.40 |
b,p |
$50,000 |
Greystone
Bk |
| 2-yr |
4.37 |
b,p |
$10,000 |
Pacific
Mercantile |
| 2-yr |
4.35 |
p |
$1,000 |
AmTrust
Direct |
| 2-yr |
4.35 |
b,i,p |
$1,000 |
Security
Sav Bk |
| 2-yr |
4.35 |
i,p |
$1,000 |
Umbrellabank |
| 2-yr |
4.35 |
p |
$2,000 |
Imperial
Capital |
| 2-yr |
4.35 |
p |
$2,500 |
GiantBank |
| 2-yr |
4.34 |
p |
$10,000 |
VirtualBank |
| 2-yr |
4.32 |
i,p |
$10,000 |
1st
Source Bk |
| 2-yr |
4.30 |
p |
$500 |
GMAC
Bk |
| 2-yr |
4.30 |
p |
$500 |
OnBank |
| 2-yr |
4.30 |
b,i,p |
$5,000 |
Tennessee
Commerce Bk |
| 2-yr |
4.30 |
b,p |
$100,000 |
Capital
One |
| 2-yr |
4.25 |
b,p |
$500 |
Acacia
Fed Bk |
| 2-yr |
4.25 |
b,i,k,p |
$1,000 |
Charles
Schwab |
| 2-yr |
4.25 |
b,p |
$2,500 |
Intervest
Nat Bk |
| 2-yr |
4.25 |
p |
$3,000 |
NewDominion |
| 2-yr |
4.25 |
b,p |
$10,000 |
Advanta
Bk |
| 2-yr |
4.25 |
p |
$10,000 |
Affinity
Bk |
| 2.5-yr |
4.49 |
p |
$2,500 |
Discover
Bk |
| 2.5-yr |
4.35 |
p |
$1,000 |
AmTrust
Direct |
| 2.5-yr |
4.35 |
b,i,p |
$1,000 |
Security
Sav Bk |
| 2.5-yr |
4.35 |
p |
$3,000 |
NewDominion |
| 2.5-yr |
4.35 |
b,p |
$10,000 |
Advanta
Bk |
| 2.5-yr |
4.30 |
b,p |
$500 |
Acacia
Fed Bk |
| 2.5-yr |
4.30 |
i |
$1,000 |
Intervest
Nat Bk |
| 2.5-yr |
4.30 |
i,p |
$1,000 |
Umbrellabank |
| 2.5-yr |
4.30 |
b,p |
$2,500 |
Intervest
Nat Bk |
| 2.5-yr |
4.30 |
b,p |
$100,000 |
Capital
One |
| 2.5-yr |
4.29 |
b,p |
$5,000 |
M&T
Bank NA |
| 3-yr |
5.09 |
b,p |
$5,000 |
State
Bk of India |
| 3-yr |
5.00 |
p |
$1,000 |
Huntington
Nat Bk |
| 3-yr |
4.81 |
p |
$2,500 |
Discover
Bk |
| 3-yr |
4.71 |
p |
$10,000 |
Eloan |
| 3-yr |
4.70 |
p |
$500 |
OnBank |
| 3-yr |
4.55 |
b,i,k,p |
$1,000 |
Charles
Schwab |
| 3-yr |
4.54 |
i |
$1,000 |
Centennial
Bk |
| 3-yr |
4.54 |
b,p |
$10,000 |
Centennial
Bk |
| 3-yr |
4.51 |
b,i,p,g1 |
$50,000 |
KeyDirect |
| 3-yr |
4.50 |
i |
$100 |
Acacia
Fed Bk |
| 3-yr |
4.50 |
b,p | |