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Certificates of Deposit
Months = mo
Years = yr

Accounts are: Government-insured and accept nationwide
deposits by mail, phone, online or at a branch if nearby.

High Interest 1 Yr CD Rates

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Column and star definitions

Rate Search ResultsClick here for column definitions
Bank
Date
Rate
CM
APY
Minimum Deposit
Live Oak Bank

Wilmington, NC
02/12/161.29M1.30$2,500
My e-BAnC by BAC Florida Bank

Coral Gables, FL
02/12/161.25D1.26$1,500
AloStar Bank of Commerce

Birmingham, AL
02/12/161.25D1.26$1,000
iGObanking.com

Lake Success, NY
02/12/161.24D1.25$1,000
Synchrony Bank

Morristown, NJ
02/12/161.24D1.25$2,000
Colorado Federal Savings Bank

Greenwood Village, CO
02/12/161.24D1.25$5,000
Sallie Mae

Murray, UT
02/12/161.24D1.25$2,500
Lone Star Bank

Houston, TX
02/12/161.24D1.25$1,000
BankDirect

Richardson, TX
02/12/161.24D1.25$10,000
CIT Bank

Salt Lake City, UT
02/12/161.21D1.22$1,000
California First National Bank

Irvine, CA
02/12/161.21D1.22$5,000
Pentagon Federal Credit Union

Alexandria, VA
02/12/161.20D1.21$1,000
First Internet Bank of Indiana

Indianapolis, IN
02/12/161.20M1.21$1,000
VirtualBank

Miami, FL
02/12/161.15M1.16$10,000
Discover Bank

Riverwoods, IL
02/12/161.14D1.15$2,500
EverBank

Jacksonville, FL
02/12/161.09D1.10$1,500
Silvergate Bank

La Jolla, CA
02/12/161.07D1.08$25,000
giantbank.com

Ft. Lauderdale, FL
02/12/161.05D1.06$2,500


Midvale, UT
02/12/161.04D1.05$0
Chartway Federal Credit Union

Virgina Beach, VA
02/12/161.00Q1.00$25,000
Capital One 360 Bank

Glen Allen, VA
02/12/161.00M1.00$0
GE Capital Bank

Chicago, IL
02/12/161.00D1.00$500
Home Savings Bank

Salt Lake City, UT
02/12/161.00D1.00$10,000
Goldwater Bank

Scottsdale, AZ
02/12/160.95 0.95$5,000
Presidential Bank, FSB

Bethesda, MD
02/12/160.95M0.95$1,000
TAB Bank

Ogden, UT
02/12/160.95D0.95$1,000
EH National Bank

Beverly Hills, CA
02/12/160.90 0.90$10,000
5 Star Bank

Colorado Springs, CO
02/12/160.85 0.85$1,000
Barclays

Wilmington, DE
02/12/160.80D0.80$0
USAA

San Antonio, TX
02/12/160.71M0.71$1,000
Salem Five

Salem, MA
02/12/160.70M0.70$10,000
ableBanking, a division of Northeast Bank

Lewiston, ME
02/12/160.65D0.65$1,000

More rates from BankCD.com

Term APY Notes* Minimum Bank
1-mo 0.60 b,p $25,000 Crestmark Bk
1-mo 0.25 b,p $1,000 Presidential Bk
1-mo 0.25 p $95,000 USAA
1-mo 0.25 p $175,000 USAA
2-mo 0.65 b,p $25,000 Crestmark Bk
2-mo 0.25 b,p $1,000 Presidential Bk
4-mo 0.45 p $95,000 USAA
4-mo 0.45 p $175,000 USAA
4-mo 0.20 p $1,000 OneUnited Bk
5-mo 0.50 p $95,000 USAA
5-mo 0.50 p $175,000 USAA
7-mo 0.61 p $95,000 USAA
7-mo 0.61 p $175,000 USAA
7-mo 0.56 p $1,000 USAA
9-mo 1.01 p $1,000 AloStar Bk
9-mo 0.95 b,p $25,000 Crestmark Bk
9-mo 0.90 b,i,p $1,500 Everbank
9-mo 0.90 p $3,000 NewDominion
9-mo 0.80 p $2,500 GiantBank
9-mo 0.75 m9,p $1,000 Incredible Bk
9-mo 0.71 p $95,000 USAA
9-mo 0.70 p $500 GE Capital Bk
9-mo 0.70 i,p $2,500 Discover Bk
9-mo 0.70 b $10,000 GiantBank
11-mo 0.87 p $0 Ally Bk
13-mo 1.35 p $500 BBVA Compass
13-mo 1.00 m9,p $1,000 Incredible Bk
13-mo 1.00 i $1,000 OneWest Bk
13-mo 1.00 p $1,000 OneWest Bk
13-mo 0.90 p $3,000 NewDominion
15-mo 1.30 b,i,n,p $5,000 NASA FCU
15-mo 1.26 n,p $1,000 Pentagon Fed CU
15-mo 1.10 p $500 3rd Fed S&L
15-mo 0.76 p $95,000 USAA
15-mo 0.76 p $175,000 USAA
15-mo 0.71 p $1,000 USAA
16-mo 1.00 p,r17 $1,000 Dollar Savings Direct 866-395-8693
16-mo 1.00 p,r7 $1,000 Emigrant
1.5-yr 1.40 p $5,000 Colorado FSB
1.5-yr 1.36 b,i,p $1,000 1st Internet Bk
1.5-yr 1.35 p $10,000 Eloan
1.5-yr 1.31 b,i,n,p $500 Self-Help CU
1.5-yr 1.31 p $1,000 AloStar Bk
1.5-yr 1.30 i,p $25,000 Ally Bk
1.5-yr 1.25 i,p $2,000 Synchrony Bk
1.5-yr 1.20 i,p $2,500 Discover Bk
1.5-yr 1.20 b,p $25,000 Crestmark Bk
19-mo 1.20 m9,p $1,000 Incredible Bk
23-mo 1.40 p $500 BBVA Compass
25-mo 1.30 b,i,n,p $100,000 California CU
2.5-yr 1.50 b,i,p $1 Capital One
2.5-yr 1.45 i $2,000 Salem Five
2.5-yr 1.45 p $10,000 Salem Five
2.5-yr 1.39 n,p $40,000 Northrop Grumman FCU
2.5-yr 1.35 i,p $2,500 Discover Bk
2.5-yr 1.35 b,p $25,000 Crestmark Bk
2.5-yr 1.20 b,i,p $1,500 Everbank
2.5-yr 1.15 i,p $1,000 Capitol Fed
2.5-yr 1.15 b,p $10,000 BankDirect
39-mo 1.40 p $500 3rd Fed S&L
3.5-yr 1.50 i,p $1,000 Capitol Fed
3.5-yr 1.45 b,p $25,000 Crestmark Bk
3.5-yr 1.25 i $1 Luana Sav Bk
3.5-yr 1.15 b,p $100,000 Luana Sav Bk
3.5-yr 1.10 b,p $50,000 Luana Sav Bk
3.5-yr 1.05 b,p $25,000 Luana Sav Bk
3.5-yr 1.00 b,p $1,000 Luana Sav Bk
4-yr 2.12 i,n,r9 $4,000 Melrose CU
4-yr 2.12 b,n,p,r9 $5,000 Melrose CU
4-yr 2.00 p $10,000 Eloan
4-yr 1.87 b,i,p $1,000 1st Internet Bk
4-yr 1.81 b,i,n,p $500 Self-Help CU
4-yr 1.76 b,i,p $1 Capital One
4-yr 1.76 i,p $2,500 Discover Bk
4-yr 1.75 i,p $1,000 Capitol Fed
4-yr 1.75 i $2,000 Salem Five
4-yr 1.75 p $10,000 Salem Five
49-mo 2.30 b,i,n,p $5,000 NASA FCU
59-mo 2.00 p $500 3rd Fed S&L
6-yr 2.20 p $10,000 Eloan
6-yr 2.00 i $100 3rd Fed S&L
6-yr 2.00 p $500 3rd Fed S&L
6-yr 2.00 p $500 GE Capital Bk
6-yr 1.75 p $500 1st Source Bk
6-yr 1.51 b,p $100,000 Luana Sav Bk
6-yr 1.46 b,p $50,000 Luana Sav Bk
6-yr 1.41 b,p $25,000 Luana Sav Bk
6-yr 1.36 b,p $1,000 Luana Sav Bk
6-yr 1.36 i $2,500 Principal Bk
7-yr 2.25 i,p $2,500 Discover Bk
7-yr 2.24 i,n,p $40,000 Northrop Grumman FCU
7-yr 2.10 i,n,p $1,000 Elements Financial
7-yr 1.75 p $1,000 iGObanking
7-yr 1.75 n,p $100,000 Air Force FCU
7-yr 1.61 b,p $100,000 Luana Sav Bk
7-yr 1.60 i,p $500 Dime
7-yr 1.56 b,p $50,000 Luana Sav Bk
7-yr 1.51 n,p $1,000 Pentagon Fed CU
7-yr 1.51 b,p $25,000 Luana Sav Bk
8-yr 2.00 p $1,000 Capitol Fed
8-yr 1.71 b,p $100,000 Luana Sav Bk
8-yr 1.66 b,p $50,000 Luana Sav Bk
8-yr 1.61 b,p $25,000 Luana Sav Bk
8-yr 1.56 b,p $1,000 Luana Sav Bk
10-yr 2.30 i,p $2,500 Discover Bk
10-yr 2.25 i,n,p $1,000 Elements Financial
10-yr 1.25 c1,i,p $20,000 Astoria Bk

Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.

*Notes: Example, "b,i,p" means that the account can be opened as a Business account, or an IRA, or a regular Personal account.

a18: Maximum age is 18.
a23: Maximum age is 23.
a50: Minimum age is 50.
b: Business account.
c0: Callable; can be redeemed by the bank after 6 months.
c1: Callable; can be redeemed by the bank after 1 year.
c2: Callable; can be redeemed by the bank after 2 years.
e: Rate guaranteed until specific date.
f: Variable rate.
g1: Not available in CA, FL, NY and PA.
g3: Not available in CA.
i: IRA.
k: Brokered; issued by an FDIC-insured bank and sold by a brokerage.
m0: Maximum $1,000.
m1: Maximum $10,000.
m2: Maximum $501.
m3: Maximum $25,000.
m4: Maximum $2,000.
m5: Maximum $35,000.
m6: Maximum $50,000.
m7: Maximum $5,000.
m8: Maximum $150,000.
m9: Maximum $90,000.
m10: Maximum $100,000.
n: NCUA-insured. Anybody can join (unless Note "o" is indicated) otherwise workarounds for membership restrictions usually available.
o: Military and their family only.
p: Personal account.
r0: Requires $1 checking account with one monthly direct deposit or bill payment.
r1: Requires one monthly direct deposit or ACH auto debit, and 10 debit card transactions.
r2: Requires $200/month direct deposit.
r3: Requires $100 checking account.
r5: Requires $25 checking account.
r4: Requires one monthly direct deposit or automatic payment and 15 debit card transactions.
r6: Requires 10 monthly debit card transactions.
r7: Requires $1 savings account.
r8: Requires one monthly $1,000+ direct deposit, 2 online bill payments and 7 debit card purchases.
r9: Requires $25 savings account.
r10: Requires $0 checking account, one monthly direct deposit, active loan (eg, Visa).
r11: Requires one monthly direct deposit or ACH auto debit, one online bill payment and 12 debit card transactions.
r12: Requires one monthly direct deposit or bill payment.
r13: Requires $100/month deposit.
r16: Requires one monthly automatic deposit, one online bill payment, and 15 debit card purchases.
r17: Requires $1,000 savings account.
r20: Requires one monthly direct deposit or two ACH auto debit and 10 debit card transactions.
r21: Requires $1 checking account with one monthly net pay direct deposit and 10 checks and/or signature debit card transactions.
r22: 1st year APY.

Information subject to change; deemed reliable but not guaranteed. Please verify with the financial institution before depositing and notify us of discrepancies immediately.


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