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Certificates of Deposit

Government-insured. Nationwide deposits by mail, phone, online or at a branch if nearby.

More National CD Rates

Months (mo)
Years (yr)

Term APY Notes* Minimum Bank
1-mo 1.00 p $1,000 Presidential Bk
1-mo 0.65 p $5,000 MutualOne Bk
2-mo 1.00 b,p $1,000 Presidential Bk
5-mo 1.90 p $2,500 NY Comm Bk
7-mo 2.27 p $500 MutualOne Bk
7-mo 2.10 p $500 Marcus
8-mo 2.10 i,n,p $1,000 Elements Financial
8-mo 2.05 n,p $1,000 Andrews FCU
8-mo 1.90 i,p $1,000 Capitol Fed
11-mo 2.05 p $1,000 CIT Bk
11-mo 2.05 p $2,500 Sallie Mae Bk
11-mo 2.00 p $500 3rd Fed S&L
11-mo 2.00 p $500 NY Comm Bk
11-mo 2.00 b,p $5,000 BMO Harris Bk
16-mo 2.20 i,n,p $1,000 Elements Financial
17-mo 2.25 n,p $1,000 Andrews FCU
19-mo 2.25 n,p $5,000 Unify Financial CU
19-mo 2.02 p $500 MutualOne Bk
25-mo 2.50 i,p $500 1st Source Bk
27-mo 2.15 i,p $1,000 Capitol Fed
34-mo 2.85 i,n,p $1,000 Elements Financial
37-mo 2.10 i $100 3rd Fed S&L
37-mo 2.10 p $500 3rd Fed S&L
3.5-yr 2.50 i,n,p $5,000 Connexus CU
3.5-yr 2.35 i,p $1,500 TIAA Bk
3.5-yr 2.30 i,p $1,000 Capitol Fed
49-mo 2.45 b,i,n,p $10,000 NASA FCU
55-mo 3.05 n,p $1,000 Andrews FCU
61-mo 2.22 p $5,000 MutualOne Bk
7-yr 3.05 n,p $1,000 Andrews FCU
7-yr 2.95 i,n,p $100,000 AFFCU
7-yr 2.90 i,n,p $25,000 AFFCU
7-yr 2.85 i,n,p $12,500 AFFCU
7-yr 2.85 i,n,p $40,000 Northrop Grumman FCU
7-yr 2.80 i,n,p $2,500 AFFCU
7-yr 2.45 i,p $2,500 Discover Bk
7-yr 2.20 n,i $1,000 Andrews FCU
8-yr 2.10 p $1,000 Capitol Fed
10-yr 2.50 i,p $2,500 Discover Bk

Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.

*Notes: Example, "b,i,p" means that the account can be opened as a Business account, or an IRA, or a regular Personal account.

a18: Maximum age is 18.
a23: Maximum age is 23.
a50: Minimum age is 50.
b: Business account.
e: Rate guaranteed until specific date.
f: Variable rate.
g1: Not available in CA, FL, NY or PA.
g3: Not available in AL, FL, GA, MS, TN, or TX. Please visit Cadence Bk instead.
i: IRA.
k: Brokered; issued by an FDIC-insured bank and sold by a brokerage.
m0: Maximum $20,000.
m1: Maximum $10,000.
m2: Maximum $501.
m3: Maximum $25,000.
m4: Maximum $2,000.
m5: Maximum $35,000.
m6: Maximum $50,000.
m7: Maximum $5,000.
n: NCUA-insured. Anybody can join (unless Note "o" is indicated) otherwise workarounds for membership restrictions usually available.
o: Military and their family only.
p: Personal account.
r0: Requires $1 checking account with one monthly direct deposit or bill payment.
r1: Requires one monthly direct deposit or ACH auto debit, and 10 debit card transactions.
r2: Requires $200/month direct deposit.
r3: Requires $100 checking account.
r4: Requires one monthly direct deposit, ACH payment, or online bill payment, and 15 debit card transactions.
r6: Requires 10 monthly debit card transactions.
r7: Requires $1 savings account.
r8: Requires $1,000 in direct deposits and 15 debit card purchases monthly.
r9: Requires $25 savings account.
r10: Requires $5 savings account.
r14: Requires 15 transactions/month.
r16: Requires one monthly direct deposit, one online bill payment, and 15 debit card transactions.
r21: Requires $1 checking account with one monthly net pay direct deposit; 10 checks, ACH withdrawals, and/or debit card transactions.
r22: 1st year APY.

Information subject to change; deemed reliable but not guaranteed. Please verify with the financial institution before depositing and notify us of discrepancies immediately.


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