BankCD.com

Home     Checking & Savings Rates     CD Rates     Questions


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Certificates of Deposit

Government-insured. Nationwide deposits by mail, phone, online or at a branch if nearby.

More Nationawide CD Rates

Months (mo)
Years (yr)

Term APY Notes* Minimum Bank
1-mo 0.80 p $500 3rd Fed S&L
1-mo 0.45 p $5,000 MutualOne Bk
1-mo 0.35 p $5,000 Colorado FSB
1-mo 0.25 b,p $1,000 Beal Bk
7-mo 0.45 p $500 Marcus
8-mo 1.45 p $1,000 iGObanking
16-mo 2.60 i,p $0 Synchrony Bk
16-mo 2.00 p,r7 $1,000 EmigrantDirect
16-mo 1.40 p,r7 $1,000 Dollar Savings Direct
19-mo 2.80 i,p $0 Synchrony Bk
19-mo 1.60 i,p $1,000 Capitol Fed
19-mo 1.00 i $100 3rd Fed S&L
19-mo 1.00 p $500 3rd Fed S&L
22-mo 3.00 i,b,p,r10 $250,000 Consumers CU
22-mo 2.90 i,b,p,r10 $100,000 Consumers CU
22-mo 2.80 i,b,p,r10 $250 Consumers CU
25-mo 2.10 b,p $5,000 BMO Harris Bk
29-mo 2.00 i $100 3rd Fed S&L
29-mo 2.00 p $500 3rd Fed S&L
35-mo 2.35 b,p $5,000 BMO Harris Bk
39-mo 2.50 i $100 3rd Fed S&L
39-mo 2.50 p $500 3rd Fed S&L
3.5-yr 3.10 i $0 Luana Sav Bk
3.5-yr 3.10 b,p $100,000 Luana Sav Bk
3.5-yr 2.99 b,p $1,000 Luana Sav Bk
3.5-yr 2.65 i,p $1,500 TIAA Bk
3.5-yr 2.00 i,p $1,000 Capitol Fed
45-mo 2.70 b,p $5,000 BMO Harris Bk
49-mo 3.85 b,i,n,p $10,000 NASA FCU
49-mo 2.75 i $100 3rd Fed S&L
49-mo 2.75 p $500 3rd Fed S&L
59-mo 3.00 p $500 3rd Fed S&L
59-mo 3.00 b,p $5,000 BMO Harris Bk
7-yr 3.20 n,p $1,000 Pentagon Fed CU
7-yr 3.20 i,p $2,500 Discover Bk
7-yr 3.15 i,n $1,000 Pentagon Fed CU
7-yr 2.85 i,n,p $1,000 AFFCU
7-yr 2.75 i,n,p $40,000 Northrop Grumman FCU
7-yr 2.43 b,p $100,000 Luana Sav Bk
7-yr 2.33 b,p $1,000 Luana Sav Bk
8-yr 2.22 b,p $100,000 Luana Sav Bk
8-yr 2.12 b,p $1,000 Luana Sav Bk
10-yr 3.20 i,p $2,500 Discover Bk

Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.

*Notes: Example, "b,i,p" means that the account can be opened as a Business account, or an IRA, or a regular Personal account.

a18: Maximum age is 18.
a23: Maximum age is 23.
a50: Minimum age is 50.
b: Business account.
e: Rate guaranteed until specific date.
f: Variable rate.
g1: Not available in CA, FL, NY or PA.
i: IRA.
k: Brokered; issued by an FDIC-insured bank and sold by a brokerage.
m0: Maximum $20,000.
m1: Maximum $10,000.
m2: Maximum $501.
m3: Maximum $25,000.
m4: Maximum $2,000.
m5: Maximum $35,000.
m6: Maximum $50,000.
m7: Maximum $5,000.
n: NCUA-insured. Anybody can join (unless Note "o" is indicated) otherwise workarounds for membership restrictions usually available.
o: Military and their family only.
p: Personal account.
r0: Requires $1 checking account with one monthly direct deposit or bill payment.
r1: Requires one monthly direct deposit or ACH auto debit, and 10 debit card transactions.
r2: Requires $200/month direct deposit.
r3: Requires $100 checking account.
r4: Requires one monthly direct deposit, ACH payment, or online bill payment, and 15 debit card transactions.
r6: Requires 10 monthly debit card transactions.
r7: Requires $1 savings account.
r8: Requires direct deposits of $1,500/mo, Account Aggregation, Invest Managed Portfolios Account, Invest Self Directed Trading account, monthly Axos loan payment.
r9: Requires $25 savings account.
r10: Requires $5 savings account.
r11: Requires one monthly electronic deposit from payroll, pension, social security, or annuity; and 7 electronic withdrawals.
r12: Requires 12 monthly debit card transactions.
r13: $500 deposit/month.
r14: Requires 15 transactions/month.
r15: Requires $1,000 in monthly credit card purchase transactions.
r16: Requires 15 debit card purchases or $400 in net spend purchases using your debit card.
r21: Requires $1 checking account with one monthly net pay direct deposit; 10 checks, ACH withdrawals, and/or debit card transactions.
r22: 1st year APY.

Information subject to change; deemed reliable but not guaranteed. Please verify with the financial institution before depositing and notify us of discrepancies immediately.

   

Contact us if you found any problems/errors, have advertising inquiries, or wish to publish your institution’s rates. © 1994-2022 BankCD.com. All rights reserved. Privacy statement.